litbuy supports multiple payment methods in 2026. Each has different fees, speed, and buyer protection.
Method 1: Credit card
- Fees: ~2-3%.
- Speed: instant.
- Protection: strong (chargeback).
- Best for: most buyers.
Method 2: PayPal
- Fees: ~3-5% including currency conversion.
- Speed: instant.
- Protection: strong (PayPal disputes).
Method 3: Wire transfer
- Fees: flat US$15-30.
- Speed: 1-3 business days.
- Protection: weak.
- Best for: large orders.
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Method 4: Alipay
- Fees: ~1-2%.
- Speed: instant.
Method 5: USDT (crypto)
- Fees: network fees only (~US$1-5).
- Speed: 10-30 minutes.
- Protection: minimal.
Fee comparison for US$200 order
- Credit card: ~US$5.
- PayPal: ~US$8.
- Wire: ~US$20.
- Alipay: ~US$3.
- USDT: ~US$3.
Method recommendation by order size
- Under US$300: credit card.
- US$300-800: credit card or Alipay.
- Over US$800: wire or USDT.
What to read next
Combine payment fees with shipping economics in the freight reference. Check country customs via the tax guide.
Return to our litbuy Spreadsheet homepage for the full library of guides and the latest sheets.
Frequently asked questions
What is the most popular method?
Credit card. Fast, familiar, decent buyer protection.
Is PayPal available?
Yes but not always cheapest.
Does litbuy accept crypto?
USDT accepted in 2026. Others vary.
Wire transfer trade-offs?
Lower fees for large amounts, but slower.
Which is fastest?
Credit card or PayPal. Both settle within minutes.
How do payment choices affect finds?
Lower fees leave more budget for finds.
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